CustomBudget

A privacy-first envelope budgeting app where you give each category an amount for the month, record what you spend, and always know what is left. The budget month can start on any day, so it matches your payday rather than the calendar. No account, no bank connection, and nothing stored anywhere but your phone.

Key Features

• Envelopes that draw down as you spend, with rollover for what you do not use
• Budget month can start on any day from the 1st to the 28th
• Cash, checking, savings and credit accounts, with transfers excluded from spending
• Recurring bills on five cadences, and reminders scheduled by your own phone
• Full backup export and one-tap restore with a seven-day undo
• Works entirely offline, with no account and no bank linking