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Terms and Conditions for CustomWorth

Last Updated: February 11, 2026

Please read these Terms and Conditions ("Terms") carefully before using the CustomWorth mobile application (the "App").

1. Acceptance of Terms

By downloading, installing, or using CustomWorth, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the App.

2. License

CustomWorth is licensed under the MIT License and is provided as open source software. You are granted a free, non-exclusive, worldwide license to:

  • Use the App for personal or commercial purposes
  • Modify the source code
  • Distribute copies of the App or modified versions

Subject to the terms of the MIT License available at: https://github.com/bobbyburns1989/customworth/blob/main/LICENSE

3. Description of Service

CustomWorth is a privacy-first, offline-only mobile application for tracking your net worth over time. The App allows you to:

  • Track assets and liabilities
  • Create snapshots of your net worth
  • View historical trends via charts
  • Export and import your data
  • Set optional reminders

Important: CustomWorth is NOT:

  • Financial advice or a financial advisor
  • A budgeting or expense tracking tool
  • A bank or financial institution
  • A tax preparation service

4. No Warranties

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, reliability, or completeness of information
  • Uninterrupted or error-free operation

Use at your own risk.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE DEVELOPERS OF CUSTOMWORTH SHALL NOT BE LIABLE FOR ANY:

  • Direct, indirect, incidental, special, consequential, or exemplary damages
  • Loss of profits, data, or business opportunities
  • Damages resulting from use or inability to use the App
  • Financial losses or decisions made based on information in the App
  • Data loss due to device failure, app malfunction, or user error

Your sole remedy for dissatisfaction with the App is to stop using it.

6. User Responsibilities

You are responsible for:

6.1 Data Accuracy

  • Ensuring the accuracy of financial data you enter
  • Verifying calculations and balances
  • Double-checking exported data

6.2 Data Backup

  • Creating regular backups of your data using the export feature
  • Storing backup files securely
  • Testing that backups can be restored

6.3 Device Security

  • Securing your device with a passcode or biometric lock
  • Protecting your device from unauthorized access
  • Understanding that app data is stored unencrypted locally

6.4 Financial Decisions

  • CustomWorth is a tracking tool only
  • We provide no financial advice
  • Consult qualified financial professionals for financial decisions
  • Do not rely solely on the App for important financial matters

7. No Accounts or User Authentication

CustomWorth does not require or support:

  • User accounts or registration
  • Login credentials
  • Cloud sync or backups
  • Multi-device synchronization

All data is stored locally on your device. If you lose your device or uninstall the app without exporting your data, your data will be permanently lost.

8. Intellectual Property

The CustomWorth source code, documentation, and branding are subject to the MIT License. Contributions to the project are governed by the repository's contribution guidelines.

9. Prohibited Uses

You may not use CustomWorth to:

  • Engage in illegal activities
  • Violate export control laws
  • Harm minors
  • Transmit malware or malicious code
  • Impersonate others or provide false information (though the app doesn't collect identity information)

10. Updates and Modifications

We may update CustomWorth at any time to:

  • Fix bugs or improve performance
  • Add new features
  • Update these Terms

Continued use after updates constitutes acceptance of modified Terms.

11. Termination

You may stop using CustomWorth at any time by:

  • Uninstalling the App from your device
  • Deleting any exported backup files

We reserve the right to discontinue the App at any time without notice.

12. Privacy

Your privacy is paramount. Please review our Privacy Policy, which explains that:

  • We collect zero data
  • The App is 100% offline
  • All data stays on your device only

Our Privacy Policy is incorporated into these Terms by reference.

13. Third-Party Services

CustomWorth uses the following open source libraries and services:

  • Flutter (Google) - UI framework
  • Riverpod - State management
  • Hive - Local database
  • FL Chart - Data visualization
  • Flutter Local Notifications - Reminder notifications

These libraries are used for local functionality only and do not transmit data to third parties.

14. Geographic Restrictions

CustomWorth is available worldwide. However:

  • We make no claims about appropriateness for any specific jurisdiction
  • You are responsible for compliance with local laws
  • Some features (like notifications) may be restricted by your device OS

15. Dispute Resolution

15.1 Governing Law

These Terms are governed by the laws of your jurisdiction of residence.

15.2 Informal Resolution

If you have a dispute, please contact us through GitHub Issues first to attempt informal resolution.

15.3 Arbitration

For open source software provided free of charge, we recommend resolving disputes through community discussion and code review.

16. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full effect.

17. Entire Agreement

These Terms, along with the Privacy Policy and MIT License, constitute the entire agreement between you and CustomWorth.

18. Contact Information

For questions, bug reports, or feature requests:

Email: bobby@customapps.us

GitHub Issues: https://github.com/bobbyburns1989/customworth/issues

GitHub Discussions: https://github.com/bobbyburns1989/customworth/discussions

Source Code: https://github.com/bobbyburns1989/customworth

19. Acknowledgment

BY USING CUSTOMWORTH, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.

CustomWorth - Track Your Net Worth, Privately

Open source, offline-first, and privacy-focused financial tracking for everyone.

Version History

v1.0 (February 11, 2026) - Initial terms and conditions

View Privacy Policy →